Pension Advice
Pension flexibility & security in your retirement
Planning for a long retirement is a priority for most people these days as we are on average living longer and our ideas around what retirement looks like have changed dramatically compared with previous generations. Building up a pension is still the most tax efficient means of funding anyone’s retirement.
Our experienced advisers offer a full advice service across all areas of pension and retirement planning, whether you want to start a pension, review where you currently are, understand your retirement options, or manage your pension during retirement. We can also help with intergenerational financial planning and passing your legacy on.
Expert Pension Advice | Glasgow | Edinburgh | Scotland
Pension Review
Our pension review can help give you clarity on your current situation and whether your pension/s could be working harder for you. We’ll assess the performance, flexibility, how much you are paying in pension fees and whether your pension is appropriate for your current needs and attitude to risk.
Talk to us to find out more.
Pension Consolidation
It is far more likely these days for someone to have worked in a number of different jobs and consequently have a combination of occupational pensions and personal pensions that they have paid into over the years.
Whether combining pensions or switching your pension is right for you, will largely depend on your individual circumstances and objectives.
Talk to us to find out more.
Pension Transfers
We now take the view that a transfer away from a pension scheme with guaranteed benefits is unlikely to be in the best interests of most people, and our criteria for whether we might be able to help you or not, has become more stringent. Read our criteria and whether it is likely we will be able to offer you full final salary (defined benefit) pension transfer advice.
Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.
Capital at risk. The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
